Money Train 3 Slot Review

Theme and Graphics in Money Train 3

I have played every release in the series, and Money Train 3 feels like a savage jump into a future built on rusted steel and neon. The opening cutscene, with the train fired from a gun, sets the pace before the reels even start. The action then moves to a workshop style set-up, part laboratory and part engine bay, where pipes, sparks and machinery keep the backdrop alive on every spin.

Relax gaming kept the Western backbone in the soundtrack, so you still get that twangy score driving the spins, only layered over heavier, industrial sounds. Character art has been sharpened, with the familiar crew turned into gritty cyber outlaws. When you hit wins or special features, the whole set, from symbols to background, shifts and reacts in a way that gives the slot a proper arcade feel.

Money Train 3 Slot RTP and Variance

From a numbers point of view, Money Train 3 runs on a 5×4, 40 line engine with bets from 10p up to £10 per spin, high volatility and a headline RTP of 96.1%. Some operators use a lower 94% setting, while bonus buy play nudges it to 96.5%. The max win jumps to 100,000x stake, which explains why the ride can be very swingy between long dry spells and explosive runs.

How to Win on Money Train 3

When I grind the base game in Money Train 3, I treat it as a 40 payline heist where small hits keep the balance moving until the big stuff lands. Wins pay left to right with at least three matching symbols. Card suit icons handle the lower pays, while the four character symbols step up the value, topping out at 20x stake for five of the necromancer or a full line of wilds.

The gas mask wild drops on all reels and pays the same as the best character if you land it in a pure line, so stacked wild screens can deliver hefty base hits when the slot feels generous. Bonus symbols do not pay by themselves; they simply open the Money Cart when three or more land. In practice I treat line wins here as a side show, with serious returns tied to features.

Symbols and Paytable

Symbol	Quantity	Payout
	Wild
	5	x20
	4	x4
	3	x0.8
	5	x20
	4	x4
	3	x0.8
	5	x10
	4	x3
	3	x0.6
	5	x9
	4	x2.5
	3	x0.5
	5	x8
	4	x2
	3	x0.5
	5	x5
	4	x1
	3	x0.2
	5	x4
	4	x1
	3	x0.2
	5	x3.5
	4	x0.7
	3	x0.2
	5	x3
	4	x0.7
	3	x0.2
	Bonus

Bonuses in Money Train 3

The first extra that keeps base play interesting in Money Train 3 is the random Respin feature, which can kick in after any dead spin. One symbol type in view is picked and locked, and you get a respin while you hunt for more of that icon. Each new match sticks and grants another respin, and x1, x2 or x3 multiplier chips can land to push up a running win multiplier.

This little streak round ends when no fresh chosen symbols appear, at which point the total win, with multipliers applied, drops into your balance. In my sessions it behaves like a bridge between blank stretches and the headline bonus, sometimes creeping to 30x or 40x, sometimes paying almost nothing. The key is that it breaks the grind and gives you a taste of sticky action without needing scatters.

Money Train 3 Money Cart Bonus

The real reason I board Money Train 3 is the Money Cart Bonus Round. Three bonus symbols, or a mix that includes persistent gold icons, trigger it. Every triggering symbol locks and shows a value between 1x and 10x stake, then you get three respins. Any new symbol also locks and resets the counter back to three. Fill an entire reel and an extra column opens, up to two times.

During the feature you see standard coin symbols plus a whole squad of modifiers. Collector grabs all visible values and adds them to itself. Sniper doubles 3–8 multipliers, sometimes hitting the same one several times. Collector-Payer targets up to five symbols, adds their values to its own, then mirrors that total back to them. Necromancer revives spent specials, Absorber clears regular coins, while the two Tommy Gun icons fire repeated upgrades.

Things really escalate when persistent versions arrive. Persistent Collector, Sniper, Collector-Payer and Necromancer repeat their effects after every spin, grinding the grid upwards. The new Persistent Shapeshifter shows a question mark and transforms into a different special each spin, chaining several effects over a long round. With the right mix, values snowball quickly, which is how players hit the advertised 100,000x cap that Relax gaming has already showcased in real play.

Advanced Gameplay Strategies for Money Train 3

I approach Money Train 3 as a marathon slot, not a quick punt. I check the info screen first to see whether the RTP is set at 96.1% or a weaker 94%, and walk away from the low setting. In base play I keep stakes modest and let the random Respin do its work. When the balance can take big swings, I mix in the 100x bonus buy and avoid the pricey 500x option.

Money Train 3 Slot Review - My Verdict

Having hammered the earlier trains for thousands of spins, I came into Money Train 3 with sky high expectations, and it delivers. The futuristic setting keeps the series fresh without losing that outlaw mood, and the feature set feels like a refined version of what came before. The Money Cart round is still the star, only now with more depth and a max win that has genuinely doubled.

For me this is a slot that sits firmly in the high risk, high reward camp. Bonus rounds often land in the 50x to 300x zone rather than blowing the roof off, and the hit rate means you need patience and a sensible bankroll. When the right modifiers line up, though, the game shows exactly why so many players have chased that 100,000x screen and posted monster clips.

Screenshots