Money Train Slot Review

Money Train Slot Overview

Money Train from Relax Gaming throws you straight into a Wild West train heist on a 5x4 grid with 40 fixed paylines. I place bets from 0.10 up to 50 a spin and chase the Money Cart bonus, which is the heart of this slot. The base game can feel quite steady, but the potential 20,000x max win keeps me spinning, especially when I know the bonus can land out of nowhere.

Money Train Slot Information

On Money Train I spin 5 reels and 4 rows, with wins paid for three or more matching symbols on one of the 40 paylines from left to right. The slot went live in August 2019, yet it still feels sharp. Wild Symbols, the Money Cart Bonus Round and the Bonus Buy keep the gameplay focused, rather than drowning me in lots of small side features.

I have played Money Train on desktop, phone and tablet, and the HTML5 build keeps the reels moving smoothly whatever I use. Controls sit under the tracks, so everything is easy to reach with a thumb on mobile. The spaghetti western soundtrack gives each session that tense, dusty feel, and the short intro with the train rolling in helps set up the heist theme.

Money Train Symbols and Paytable

Money Train keeps the paytable simple with four character symbols at the top. The grey haired gunslinger in the suit pays 20x the bet for five of a kind, which is the best line win. The native American, the Mexican in green and the woman in the blue hat follow behind, paying between 8x and 10x for five. Hitting stacked characters across several reels can still throw in solid base game hits.

The low paying symbols are the card suits, diamonds, clubs, hearts and spades, worth from 3x to 5x the bet for a full line. Two crossed shotguns act as the Wild Symbol and step in for all regular icons when a payline needs help. The purple safe is the bonus symbol on reels 1, 3 and 5, and three of them load the Money Cart feature.

Symbols and Paytable

Symbol	Quantity	Payout
	5	x20
	4	x4
	3	x0.8
	5	x10
	4	x3
	3	x0.6
	5	x9
	4	x2.5
	3	x0.5
	5	x8
	4	x2
	3	x0.5
	5	x5
	4	x1
	3	x0.2
	5	x4
	4	x1
	3	x0.2
	5	x3.5
	4	x0.7
	3	x0.2
	5	x3
	4	x0.7
	3	x0.2
	Special
	Scatter, Multiplier
	Wild

How to Play the Money Train Slot

When I load the Money Train slot I first check the paytable and rules, then set my stake with the plus and minus buttons under the reels. The game lets me bet from 0.10 up to 50 a spin, so I can keep things low while I get used to the flow. A curved arrow starts each round, and Autoplay takes care of longer sessions.

Money Train pays when three or more matching symbols land on a payline starting from the leftmost reel. I like to test the waters with smaller stakes while I watch how often the bonus symbols show up. The base game can drop stacked gang members and wilds for 20x lines, but most of the heavy lifting sits inside the feature, so I never chase losses between bonus rounds.

If I feel impatient I sometimes use the Bonus Buy, which costs 80x my current bet and starts the Money Cart instantly. That option gives a higher RTP but also eats into the balance fast, so I only touch it when my bankroll can handle a few tries. For new players, running plenty of demo spins first makes sense before raising the stakes.

RTP and Variance Of Money Train Slot Machine

I rate Money Train as a high volatility slot, and the figures back that up. The standard RTP sits at 96.2%, with a hit frequency around 18.73%, and the Money Cart triggers on average once in 298 spins with about 78.4x bet paid. Buying the bonus nudges the RTP to 98%, and the max win stands at 20,000x, with around 800x possible in the base game.

Money Train Slot Features

The Money Cart Bonus Round in Money Train is where the slot truly comes alive for me. Landing bonus safes on reels 1, 3 and 5 in the same spin pulls in a new train cart with 20 positions. The triggering symbols lock and show stake multipliers, and you start with 3 spins. Every time a new symbol lands, the counter resets to 3 and the reel set stays sticky.

During the Money Cart I have seen Money Safe symbols add straight bet multipliers, Payers add their value to every other visible symbol, and Collectors gather all multipliers already on screen. Persistent versions repeat those actions on each spin, which can snowball fast. Wideners open up extra reels, while Tumbleweeds do nothing and do not reset the spin count. When no spins remain, the total multiplier is applied to your bet.

Slot Review Summary for Money Train

After many sessions on Money Train I see why it became such a classic heist slot. The base game on its own is fairly modest, with stacked symbols and 40 paylines giving the odd decent hit, yet nothing game changing. Once the Money Cart rolls in, though, the whole mood shifts and even a few hundred times stake during the bonus almost feels standard when multipliers line up.

For me Money Train works best when I treat it as a pure bonus hunt slot. I keep stakes sensible in the main game, or try the demo first, and use the buy feature only when I am comfortable with the swings. If you like high volatility, big multipliers and a Western theme with plenty of character, this train is still worth boarding.

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