Jin Chan’s Pond of Riches Slot Review

Jin Chan’s Pond of Riches - Game Overview

Jin Chan’s Pond of Riches is a Thunderkick online slot set on a tranquil pond watched over by the classic money frog. The game runs on 5 reels, 3 rows and 15 fixed paylines, with wins formed from left to right from three of a kind. I play it from 10p up to £100 a spin, and it runs smoothly on mobile and desktop without any fuss.

Released in September 2020, Jin Chan’s Pond of Riches fits neatly into Thunderkick’s line up of high variance slots with strong win potential. Officially the max win is 10,000 times your stake, so the pond can throw up serious hits if the features line up. The atmosphere is calm, but the paytable and multipliers tell a different story once the wilds start landing together.

RTP, Volatility and Max Win in Jin Chan’s Pond of Riches

On paper, Jin Chan’s Pond of Riches comes with a 94.27% RTP and high volatility. Long sessions can feel swingy, which is what I expect from Thunderkick. From over 17.5 million test spins the observed return sat around 94.35%, very close to the stated figure. The hit rate is roughly one win in 5 spins, so you are not getting constant small payouts every round.

Bonus rounds in Jin Chan’s Pond of Riches show up about once every 219 spins, based on the long sample. That works out at a 0.46% chance per paid spin, so I never chase them with oversized stakes. Wins of x10 or higher land around once in 72 spins, while jackpots above x1000 are rare. The best recorded hit reached roughly x7,059 of the bet size.

How to Play Jin Chan’s Pond of Riches

Setting up Jin Chan’s Pond of Riches is straightforward. I pick my stake with the simple Thunderkick slider, then hit spin or use the auto option if allowed. With only 15 paylines to think about, I like to keep bets modest and let the multipliers carry the wins when they show. Three or more matching symbols left to right pay, and wild moons help plug the gaps on any line.

Symbols and Paytable in Jin Chan’s Pond of Riches

Symbols in Jin Chan’s Pond of Riches lean on the Asian luck theme, mixed with standard low paying icons. The blue moon wild substitutes for all regular symbols and can land with a reel based multiplier attached. The frog mouth with a coin works as the scatter; three or more of these anywhere in view trigger the free spins bonus. Regular premiums and card style lows fill out the paytable.

The wild pays as a symbol as well, with five of a kind awarding x50 your stake, four paying x20 and three paying x10. Several top tier regular symbols share similar returns, so full lines at higher multipliers matter a lot. Mid range icons pay from x20 for five down to x3, while the lowest sets give between x6 and x5 for five of a kind hits.

In practice I treat the base symbol values in Jin Chan’s Pond of Riches as modest, and look for lines that connect through multiplier wilds. When more than one wild lands on the same winning line, their multipliers combine, so even a line of cheaper symbols can turn into a big result. The paytable feels balanced around that idea rather than raw symbol strength on its own.

Symbols and Paytable

Symbol	Quantity	Payout
	Wild
	5	x50
	4	x20
	3	x10
	5	x50
	4	x20
	3	x10
	5	x20
	4	x7
	3	x5
	5	x17.5
	4	x6
	3	x4
	5	x15
	4	x5
	3	x3
	5	x6
	4	x2.5
	3	x1
	5	x5.5
	4	x2.5
	3	x1
	5	x5.5
	4	x2.5
	3	x1
	5	x5
	4	x2
	3	x1
	5	x5
	4	x2
	3	x1
	5	x5
	4	x2
	3	x1
	Scatter

Bonus Features in Jin Chan’s Pond of Riches

In Jin Chan’s Pond of Riches the main feature in the base game is Multiplier Wilds. Each reel has its own value, starting at x1 on reel one and going up to x5 on reel five. When a wild helps form a win, the payout is multiplied by that value. If more than one wild joins the same line, their numbers multiply together, up to a maximum of x120.

The bonus game in Jin Chan’s Pond of Riches begins with 8, 12 or 16 free spins for 3, 4 or 5 scatters. Any scatter during the feature awards one extra spin. Hitting 3, 6 and 9 scatters across the round adds 1, 2 then 3 permanent wilds to every remaining spin. Any win in free spins triggers Sticky Respins, where winning and wild symbols hold while the rest respin until no new matches appear.

My Verdict on Jin Chan’s Pond of Riches

As a regular slot player I see Jin Chan’s Pond of Riches as a classic Thunderkick high variance option with a calm wrapper. The lower RTP is noticeable on bad runs, so I always stick to stakes that suit a long session. When the free spins, Sticky Respins and stacked wild multipliers line up, though, the 10,000x potential feels very real, and the pond becomes far more lively.

Screenshots